Purchase Terms of Agreement

The purchase of digital products, including PDF downloads and online material is subject to the following terms and conditions. Consumers are advised to review carefully before making any purchase.

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All transactions for the purchase of intangible products, pdf downloads, resource material, and online content are made through payment gateways such as Razorpay or Stripe, or Paypal that use SSL encryption. These payment gateways are safe and secure for using all types of credit cards and debit cards in different countries.

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Since your purchase is a digital product, it is deemed “used” after download or opening, and all purchases made on http://www.stepstosteth.org are non-refundable or exchangeable. Since the products made available here are intangible, there is a strict no refund policy.

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​Gazala Hitawala reserves the right to amend any information, including but not limited to prices, technical specifications, terms of purchase, and product or service offerings without prior notice.

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